Fieldhill Loans answers questions owners in Columbus, IN and Bartholomew County, IN may have before requesting business funding: how the service works, which funding type fits which expense, what partners review, what the request form asks and what Fieldhill does not arrange. Fieldhill matches each request with funding partners, who review it and make their own decision.
About Fieldhill Loans
What does Fieldhill Loans do?
It helps small businesses request funding from partners. Fieldhill prepares the request and sends it to partners that consider that type of business; the partners decide. The four request steps set it out.
Where is Fieldhill?
In Columbus, Indiana, in Bartholomew County. It works by phone and online, so owners in nearby towns are served the same way. It has no connection with any other city named Columbus.
Whose decision are the rate and the terms?
The partner that makes the offer. Fieldhill does not set rates, amounts or terms.
Choosing a funding type
Which funding type fits my expense?
Start with the bill: wages to working capital, a machine to equipment financing, stock to inventory financing, uneven months to a line of credit, a planned project to a term loan. The comparison of all six shows them side by side.
Merchant cash advance: loan or receivables purchase?
No. It is a purchase of future receipts, collected as a share of sales, and its total dollar cost is worth comparing with loan options.
Does Fieldhill arrange startup, SBA or real estate loans?
No. Startup funding before revenue, SBA loans, commercial property purchase loans, personal loans, and agriculture or trucking requests are outside what Fieldhill arranges.
The request itself
Which questions are on the Fieldhill form?
The online form asks for your full name, phone number, email address and, if you have one, a company name. It then asks three required questions, each answered by picking from a list: how long the business has operated, its annual revenue range and the amount range you are requesting. The last item is a box for your consent.
Do I need documents to start?
No uploads are needed on first contact. Bank statements and other records come later, once the funding type is clear.
Is my credit checked?
Credit decisions sit with partners, never with Fieldhill. Partners may check the owner's credit as part of their own review; ask before you agree to it.
Can I request funding from Seymour, IN, Franklin, IN or another nearby town?
Yes. Requests from towns around Columbus, IN follow the same steps.
After you call
How many days does a request run?
It depends on the partner and on how complete your records are. Fieldhill never puts a date on a partner's answer.
Can I walk away from every offer?
Yes. You can compare and decline.
Which Fieldhill pages go deeper?
The Fieldhill blog covers single decisions in depth, the guides page has checklists and a calculator, and the disclosures page explains Fieldhill's role.
By Fieldhill Loans · Updated
