Fieldhill Loans, a small-business funding service in Columbus, IN, helps Franklin, IN businesses request working capital, term loans, equipment financing and lines of credit by phone or online. ZIP 46131 had 768 employer establishments in 2023, with health care, construction and retail nearly level. The partners that see the request make their own calls.
| Distance | 21 miles (straight line) north-northwest of Columbus, IN |
|---|---|
| County | Johnson County, IN |
| ZIP 46131 employer establishments | 768, ZBP 2023 |
Franklin, IN businesses in the Census counts
Franklin is in Johnson County, IN, about 21 miles north-northwest of Columbus, IN. ZIP 46131 had 768 employer establishments in 2023 with 14,225 paid employees and about $713.2 million in annual payroll; 47.4% of establishments had fewer than five employees (ZIP Business Patterns 2023). Only about 11.1% of that ZIP's land lies within Franklin's limits.
| Sector | Employer establishments | Share under 5 employees |
|---|---|---|
| Health care and social assistance | 94 | 41.5% |
| Construction | 93 | 54.8% |
| Retail trade | 88 | 42.0% |
| Other services | 85 | 60.0% |
| Accommodation and food services | 77 | 28.6% |
| Professional, scientific and technical services | 64 | 68.8% |
Source: U.S. Census Bureau, ZIP Business Patterns 2023. Among Franklin residents, 6.2% of the employed (margin of error 1.7 points) worked for their own business (American Community Survey 2020-2024).
Franklin, Indiana businesses and the funding that fits
Construction has 93 employer establishments here, more than half with fewer than five people. Contractors can combine equipment financing with a line of credit for the gap before draws; see contractor funding. Health care offices, 94 of them, fit the patterns on medical and dental practice funding.
The 77 food-service employers point to restaurant funding, and the 88 retailers to inventory financing. The six funding types sit together in one Fieldhill table.
Franklin, Indiana business for sale listings and property questions
Buying a Franklin business is a term-loan request reviewed on the seller's records and the purchase terms. Buying the building is a commercial real estate loan, which Fieldhill does not arrange; fit-out, equipment and working capital for a new or leased space are within scope. Confirm zoning and permits with each office, the city and Johnson County, IN.
Calling Fieldhill from Franklin, IN and ZIP 46131
Call (812) 286-3615 or send the Fieldhill form; either route opens the same request. Bartholomew County, IN figures are on the Columbus, IN page; other towns are under areas served.
Franklin, IN sectors our partners fund
Owners in Franklin, IN come from many trades and services, such as contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Partners review each request on its own merits.
What to gather before you call
- The last three to six months of business bank statements
- Last year's filed tax return for the business
- A year-to-date profit and loss statement and balance sheet
- Photo ID for every owner of the business
- Your articles of organization or incorporation and the EIN letter
- The equipment quote, contract or purchase order the funding is for
No two partners ask for exactly the same file, so use this as a checklist rather than a rule.
What happens after you reach out
- Reach us at (812) 286-3615 or through the contact form. When we call back, the first questions are simple: what the funding is for, how long the business has operated and its rough revenue.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.
Owners in Franklin, IN can start by phone or with the short online form; no office visit is needed.
By Fieldhill Loans · Updated
